
Beyond Banking
Wallet
Global IBAN accounts, FX, SEPA, and SWIFT — designed for modern payment flows.

Build to Perform
Modern payment experiences that just work—without the extra steps or complexity.

Speed
Low-latency processing across accounts, payments, and FX.

Modularity
Pick services that fit you, nothing more, nothing less.

Compliance
Regulatory-ready infrastructure across Europe.

Scale
From local payments to cross-border flows on one platform.
Everything you need to manage your money, without the complexity
Simple, secure tools to send, spend, and manage your money.
IBANs & Multi-currency accounts
Real and virtual accounts with full control over balances and permissions.

SEPA & SWIFT transfers
Local and cross-border payments, processed reliably and transparently.

Permissions Management
Fast, seamless onboarding and intuitive user management

FX
Seamless FX with transparent rates, built directly into payment flows.


Full control, wherever you are
Manage accounts, monitor activity, and approve transactions in real time — directly from your mobile device.


Track transactions and balances instantly.
Cards. Coming Soon
Physical and virtual cards will soon be available, designed for secure spending, real-time control, and seamless integration with your existing accounts.


Virtual Cards
Create virtual cards for online purchases, subscriptions, or specific use cases. Virtual cards provide an additional layer of security while keeping full control over spending.
Physical Cards
Use a BEBAWA physical card for in-store and online payments, linked directly to your account balances. Designed for secure spending with real-time visibility and control.
Regulated. Secure. Reliable.
Enterprise-grade security and compliance built into every layer of the platform.

Regulatory-first infrastructure
BEBAWA is built to meet European regulatory standards, with security and compliance embedded into every process — from onboarding to payments.
Audit-ready activity logs
Strong Customer Authentication (SCA)
Role-based access & approvals
End-to-end encryption
One platform. Many use cases.
Technology that adapts to your needs and supports how you choose to operate.

From signup to active account — fast and secure.
Get Started